Financial Credit Risk Advisor

Assignment Type:

Canadian E-volunteer

Eligibility Requirements:

Open to Canadian citizens and permanent residents of Canada only

Assignment ID:

VA-107072

Assignment Title:

Financial Credit Risk Advisor

Partner:

Associated Center For Agro-Based Development

Country:

Malawi

Duration:

2 to 5 months (with the possibility of extension)

Time Commitment:

2 to 35 hours per week (flexible)

Assignment Context

Are you passionate about improving economic opportunities for young people, particularly young farmers globally? Do you have experience in credit risk assessment and management to share?

As a Financial Credit Risk Advisor with ACADES in Malawi, you will support the team to develop credit risk strategies to ensure the sustainability of the loan portfolio while maintaining compliance with internal policies and regulations. In this remote position, you will help mitigate risks and ensure the long-term success of the ACADES financial institution’s credit operations.

Apply today to contribute to the financial sustainability for youth farmers in Malawi!

Roles and Responsibilities

• Collaborate with the ACADES team to evaluate and refine current credit risk policies and procedures to ensure they align with best practices
• Support the development of comprehensive credit risk management frameworks, policies, and procedures to strengthen the organization's risk mitigation efforts
• Assist in creating and utilizing risk assessment tools and models to evaluate potential credit risks and ensure sound financial decision-making
• Work with the team to design templates for credit risk assessment reports, incorporating recommendations and strategies to enhance the organization’s financial operations
• Lead the development of an updated risk scoring model and create clear documentation outlining the implementation guidelines
• Design and implement Excel-based risk assessment templates, dashboards for risk monitoring, and early warning indicators systems to proactively manage risks
• Participate in pre-assignment training
• Participate in at least 3 public engagement initiatives before, during, or after the assignment Volunteers will be equipped with the tools, training, and support to achieve these goals. Volunteers will also have one virtual check-in with the Public Engagement Officer throughout the course of their assignment
• Set up a personalized volunteer fundraising page on the WUSC fundraising platform and share it in your networks. Volunteers will be supported with the tools, training and support to achieve the fundraising goal
• Submit reports as required by the partner organization and by WUSC.

Experience and Qualifications

• Degree in Financial Management, Business Studies or a related discipline 
• Minimum two (2) years relevant professional experience
• Experience in credit risk management
• Experience with financial institutions or microfinance
• Strong analytical and modeling skills
• Proficiency in Excel and data analysis
• Ability to work independently as part of a remote working group
• Comfortable using online working platforms
• Access to a reliable internet connection
• A commitment to gender equality, youth inclusion, and international volunteering
• Flexibility, adaptability, excellent interpersonal skills and cultural sensitivity
• Written and oral fluency in English
• Experience with group facilitation and trainings, including content development considered an asset
• Experience living and working internationally considered an asset.

Project Description

Volunteering for development is one of the important ways in which WUSC pursues its mission. The IGNI+E project, funded by Global Affairs Canada, supports over 70 partner organizations to advance gender equality and the economic empowerment of 1.2 million youth around the world. IGNI+E harnesses the knowledge, capacity and expertise of skilled Canadians through volunteer assignments and public engagement activities to assist partners in improving their performance, advocating for gender equality, and implementing more sustainable, innovative and inclusive initiatives and services for poor and marginalised youth, particularly young women. Overseas, our volunteers collaborate with a wide variety of partners, including enterprise and social enterprise development incubators, skills training centres, women’s organizations, and youth groups. In Canada, WUSC works with institutions and individuals to identify, prepare, and support volunteers who travel overseas to support our partners. Our network in Canada also works with WUSC to raise awareness among Canadians to inspire greater action on global development issues. Our collective focus is on sustainable and inclusive changes to create a better world for youth.

Partner Description

ACADES is a social enterprise which invests in the most rural and disconnected communities of smallholder farmers, especially youth and women. Its mission is to create sustainable wealth for smallholder farming communities through provision of tailor-made service packages consisting of agriculture financing, ethical market and farmer capacity development. Over the past 5 years, ACADES has organized and reached over 22,000 farmers with essential products and services.

Support Package

• Support and guidance from the WUSC Volunteer Mobilization Team prior to assignment and from the WUSC Country Team while on assignment
• Pre-assignment training where you will have the opportunity to learn about the program, gain practical skills for e-volunteering in an intercultural context and meet other e-volunteers
• Country orientation to better understand the cultural context of the country
• Debriefing after completion of assignment
• An incredible opportunity to make a meaningful contribution to global development, enhance your professional skills and participate in an experience of a lifetime!

WUSC’s Safeguarding Policy

WUSC’s activities seek to balance inequities and create sustainable development around the globe; the work ethic of our staff, volunteers, representatives and partners shall correspond to the values and mission of the organization. WUSC promotes responsibility, respect, honesty, and professional excellence and we will not tolerate harassment, coercion and sexual exploitation and abuse of any form. Successful applicants will be required to sign off on the WUSC Code of Conduct and the Self-Disclosure Form. International and national volunteers will also be required to submit a criminal record verification.

WUSC is a signatory to the Cooperation Canada Leaders’ Pledge on Preventing and Addressing Sexual Misconduct. The pledge represents the shared commitment as Canada’s global development and humanitarian leaders to ensure the full implementation of practices and policies that will protect and respond to our own staff, volunteers and the communities we serve. We are committed to creating safe and respectful workplaces and programs that promote gender equality and are free from gender-based violence, including by addressing and responding to all abuse of power, holding people to account, and protecting the vulnerable. Read the full pledge.